Disclaimer

By accessing and using this website ("the Site"), you acknowledge and agree to the following terms:

General Information Only

The content provided on this Site is for informational and educational purposes only. It is not intended to replace professional advice, consultation, or services.

The use of the term "P-number" means that a user can create their own Personal number or some number that will associate your credentials with an account. Users are not required to use their Personnel numbers associated with any current or previous employer.

No Guarantees or Warranties

The owner and operators of this Site ("the Owner") make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the Site or its content. Any reliance you place on such information is strictly at your own risk.

Third-Party Links

This Site may contain links to third-party websites. The Owner does not endorse or assume responsibility for any content, advertising, products, or other materials on or available from such sites.

Changes to Content

The Owner reserves the right to modify, update, or remove content on this Site at any time without prior notice.

Use of Site

You agree to use the Site in compliance with all applicable laws and regulations. The Owner is not responsible for any misuse of the Site or its content.

Indemnification Clause

You agree to indemnify, defend, and hold harmless the Owner, its affiliates, employees, agents, and representatives from and against any and all claims, liabilities, damages, losses, costs, or expenses (including reasonable attorney’s fees) arising out of or related to:

• Your use or inability to use the Site;
• Any violation of these terms by you;
• Your violation of any rights of a third party;
• Any unauthorized or unlawful use of the Site by you or any person accessing the Site on your behalf.

Limitation of Liability

The Owner shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from your use of the Site, including but not limited to loss of data, business interruptions, or any other damages, even if advised of the possibility of such damages.

No Legal, Financial, or Professional Responsibility

Nothing on this Site constitutes legal, financial, medical, or professional advice. You should consult with a qualified professional before making decisions based on any content provided on this Site.

Governing Law & Jurisdiction

This Disclaimer shall be governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law principles. Any disputes arising under or in connection with this Disclaimer shall be subject to the exclusive jurisdiction of the courts located in [Your State/Country].

Severability Clause

If any provision of this Disclaimer is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

Acknowledgment and Agreement

By checking the checkbox above and submitting this form, you confirm that:

• You have read and understood this Disclaimer and Indemnification Clause;
• You agree to the terms outlined herein;
• You voluntarily assume all risks associated with the use of this Site;
• You understand that checking the box and submitting this form electronically is equivalent to signing a physical document and is legally binding.